Let's be honest, we all strive and hope to be debt-free. Although, how far are we willing to go? Chris and Morgan Espinosa spent the last three years living on a budget and being frugal with their money. At the time, this wasn't easy as they had to sacrifice and compromise when it came to spending. However, they've managed to pay off over $120,000 in debt in just that short amount of time. How did they do it?